RESP Insurance

A Registered Education Savings Plan (RESP) is an investment vehicle that allows Canadian families to save for their children’s post-secondary education.

The principal benefit of an RESP is that the savings plan can earn government grants like the Canada Education Savings Grant (CESG). You may also be eligible for additional provincial government grants that could add thousands of dollars more to your plan.

Another advantage of RESPs that make it a unique form of investment, is that the growth income earned on investment contributions remains tax-deferred until your child enters a post-secondary program and the money is withdrawn.

Any Canadian resident can open and contribute to an RESP for a child: parents, grandparents, friends and neighbours.

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