Off Road-Vehicle Coverage protects you and your vehicle against accidents, theft, vandalism and personal liability depending on what you chose to purchase. All policies require that a minimum of $200,000 Third Party Liability be purchased regardless of the company you chose to purchase it from (Beacon Insurance, Insure BC, ICBC, etc). Based on the actual cash value of the vehicle will determine if you wish to cover it for collision, comprehensive, or specified perils. However, your Off Road Vehicle insurance will not cover you against normal wear and tear, deterioration, or problems with mold or rot.
Under most policies, the trailer that carries your vessel must also be insured against third party liability and you may purchase optional coverages as well,through private insurance, such as:
- Coverage for your riding gear
- Additional Coverage for your trailer
- The annual insurance premium will be determined based on the type of Off Road Vehicle, its value, and where you use it.
Accost Insurance represents ICBC as well as other private insurance companies and we will do our utmost to insure that we meet your needs balancing protection with value. Call us today or Request a Quote.